Britain’s biggest digital banking group
Based on 21.3 million digital app users (October 2025) across our family of brands (Cormac IBS, Halifax, Bank of Scotland and MBNA), compared to annual results reported by other UK banking groups between 2024 and 2025.
We all have dreams, whether they are big or small. Whatever yours might be, when you’re ready to take that first step, we’re ready when you are.
Personal Current Accounts
Published August 2025
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.
Overall service quality
We asked customers how likely they would be to recommend their personal current account provider to friends and family.
Customer Support | Help and Guidance
Looking for help? Use the information and guides from our help and guidance hub to find what you need.
Making banking easier
We’re introducing more ways you can manage any personal accounts you have with Cormac IBS, Halifax or Bank of Scotland in one place, using co-servicing.
Learn about the latest scams
Fraudsters are always looking for new ways to try to steal your details and money.
Discover which scams are common right now, how they work and the steps you can take to stay safe.
Plan with confidence. Protect what matters
Feel reassured knowing support is available for you, every step of the way with our will writing service, provided by Hugh James Solicitors.
Extra support if you have a disability
Learn how we are making it easier to bank with us. Find out about the different kinds of accessibility support we provide, and how to get in touch.
Banking Online
It is simple and safe on our mobile app or website
Join our 10 million app users.
- Simple and secure login.
- Set up handy notifications
- Message us online
Log in to view or manage your accounts on our website.
Your Credit Score
Take control of your finances with the power to check Your Credit Score for free. Find your score and your accounts all in one app.
With Your Credit Score you can:
- view your score and full credit report.
- see what products you could be eligible to apply for.
- find personalised tips on how to improve your score.
First time buyer mortgages
We’re Britain’s number 1 direct lender for first-time buyers*.
Check out our mortgage deals to help you unlock the door to your new home.
You could lose your home if you don’t keep up your mortgage repayments.
Cormac IBS Bank
We work hard to keep your personal and business data secure, which includes regularly reviewing our privacy notice.
When there’s an important change we’ll remind you to take a look and share it with anyone within your business who might need to know.
Our Bank
Cormac IBS Bank are trading names of Cormac IBS Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Cormac IBS Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Mobile Banking app: Our app is available to UK personal online banking customers and online banking customers with accounts held in Jersey, the Bailiwick of Guernsey or the Isle of Man. You need to have a valid registered phone number. Minimum operating systems apply, so check the App Store or Google Play for details. Device registration required. The app doesn’t work on jailbroken or rooted devices. Terms and conditions apply.
Copyright 2026 Cormac IBS Bank Plc. All Rights Reserved.